Interest Free⁺ holiday finance

Apply for interest free+ finance

Book Now, Pay Later with 12 Months Interest Free Travel+

Want to go on holidays with your mates, but your savings account hasn’t seen much love lately? Looking for a little extra flexibility and financial freedom?
Universal Traveller is pumped to offer Interest Free+ holiday finance. This is no joke.
Purchase your once-in-a-lifetime holiday today and make easy Interest Free+ repayments on holidays over $999.

Benefits of Interest Free† Holidays
• You can holiday sooner – add that side-trip you’ve always wanted to take, stay longer or upgrade your accommodation for the holiday you’d love to have if money wasn’t a concern.
• You can secure the best deal, at the best price, at the exact moment it hits the market before it expires or sells out.
• You can book your trip in advance and pay off your holiday month by month before your departure date.
• You can book right at the last minute, without the hit to your bank balance.
• You have the freedom to say “yes” to unmissable moments, such as a much-deserved family break or that European river cruise you’ve always dreamed about.

What if my holiday trip is under $999?*
Simply add your friends, family or partners to combine the booking total over $999 and be eligible to travel now & pay later!

Don’t worry, it’s really simple... follow these 4 easy steps and start planning today.

  1. Select your nearest Universal Traveller store.
  2. Apply online in just a couple of minutes.
  3. Receive the decision via SMS.
  4. Visit your selected Universal Traveller store to finalise your holiday.


Terms & Conditions

†Interest Free: Approved applicants only. Fees, terms, conditions & minimum finance amount $999* apply, incl $99 Annual Fee charged at the time the first debit is charged to your Skye Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your Skye Account. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. ^Indicative monthly payment assumes no additional purchases, cash advances or other fees and interest charged; is an estimate only and does not represent a quote, pre-qualification or approval. It is based on 12 months Interest Free, payable monthly, not weekly. The weekly price is for illustrative purposes only. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415, a subsidiary of FlexiGroup Limited