Don't leave planning your trip too late, failure to prepare is preparing to fail. It's far too stressful to get organised at the last minute and you'll end up handing over more cash as a result.

First things first; you need Travel Insurance. You simply can't afford to travel without it and the benefit of purchasing travel insurance is your own peace of mind.

If you're currently planning an upcoming holiday, we highly recommend jumping on over to the Destination Guides for a range of information about visas and passports, health, airports, climate, attractions and other useful stuff!

Have you got your moulah sorted? Travel Money Oz are Universal Traveller’ foreign currency experts.  The Travel Money Oz Currency Pass makes bringing your cash overseas simpler and safer than ever.

With the card you can….

Load up to 10 currencies


Lock in your exchange rates+

Meaning, when you load your card with the foreign currencies you need, you’ll lock in the exchange rate before your trip, so any movement in the market won’t impact you.

Easy to reload

Reload online 24/7, anywhere in the world quickly and easily by using the Travel Money Oz App. Or by visiting any of our stores.

Get your card now

Order your card in any of our Universal Traveller stores. Just bring in your Australian passport or driver’s licence with you so we can do a quick ID check and then the card is yours to take away. OR, order your card and load up funds 100% online. We’ll just need a few personal details for an ID check – then we’ll process the payment and the card is yours! Note – if you’re ordering online allow yourself 2 weeks to receive the card.


Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Currency Pass in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant product available at Travel Money Oz's website before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. +Exchange rates for initial loads and subsequent reloads made using methods available via Travel Money Oz's website will be set at the prevailing exchange rate set out at Travel Money Oz's website at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via Travel Money Oz's website, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement.